不一定,以盈利为目的,而不是自用的都可以算。下面是官方文件对于合格投资的定义: each of the following is an eligible investment if a person owns it for the purpose of producing a return in the form of income or capital gain, and not for personal use: (a) an ownership interest in a business; (b) cash on deposit; (c) stocks or bonds; (d) real estate; (e) gold or silver bullion.